Service "4 envelope" will help distribute the budget

If you, as the author of this review, using a system of "4 of the envelope", it probably already become wealthy. И не всегда потому, что вам подняли зарплату или ваш бизнес стал успешнее. And because no money is not he who do not earn much, but he who wisely spend what you can spend. "4 of the envelope, in contrast to other classical accounting systems of personal finance is not stated in the end of the month, that" no money "and teaches you how to plan and spend a vested right zarabotannye.O advantages over the analogue service please read our review, and below it will focus on new solutions applied to the service. InnovatsiiPovyshennoe emphasis on achieving financial goals, ie program tells how to satisfy your shopping hunger, not left without money for a rainy day "and not losing the ability to on a daily basis you need to buy things. "4 of the envelope" give advice to human language, but not dry diagrammami.Udeleno attention daily spending. Now you can see from the daily detail how you "peretratili" at a fixed day, and when did you become a little sekonomit.Gibche and work with the very goals or, more simply, with expensive purchases. Now you can just describe them, but only after some time to choose how often defer to their money. You can also transfer money between the objectives. Additional tools of use * A site "in contact". * A mobile phone that supports "Dzhava" or "Виндоусе-Mobile". * A mobile phone-based "Android". * A special version of the site for users' ayfon. * A toolbar for your browser. * A iGoogle.VIP-akkauntyDlya those who have already "prikipel" to the service were developed additional tools that are available after the payment of maintenance fees. "View of the Future" - a time machine to lead their finance system. With this tool, you can see, what is your status and condition of your goals after any period of time. Here are just worth mentioning that the calculation is carried out with the caveat that all these months and years in the future, your income will remain constant. "Report on the reserve amount" allows you to more wisely spend the money that you wait for a rainy day, "suggesting how best to spend to achieve financial goals, but until zero of the "repository". Subscribe to VIP-version of "4 of the envelope" is very simple: go to this link and select your preferred payment method (now maintained by Credit cards VISA / MasterCard and through SMS) . The cost of using VIP version is $ 1.95 per month or $ 4.95 per quarter if you pay the card, or approximately (because different carriers have different rates) $ 2.95 per month or $ 6.95 per quarter if you pay through SMS.Odnako is in service and lack of where the same without it? Not enough to him direct payment card processing, as it is now working in the Mint. Ie You pay around the card and spending themselves are entered in your account. But the problem is related to the opacity of the banking industry a whole and its overall underdevelopment in the former USSR.